dr. charles martin
Cosmetic, Implant & Sedation Dentistry
Phone: 804-417-7203
11201 Huguenot Road Richmond, VA 23235
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dr. charles martin
Dr Charles Martin
Dr. Charles Martin
is one of the most
experienced and
dentists in the
country. He has been treating complex dental cases for over 30 years. He is also a sought- after teacher and lecturer and a published author. Read More
books by dr. martin
Dr Charles Martin Books
Find out how you can start improving your dental health today!

Patient Information

Payment Options – Financing and Insurance

It is our priority to see that you get the restorative dental care you need, and the cosmetic procedures you want to enhance your looks and your life.

We provide free consultations on our services, always informing patients up-front of the cost of a procedure. We’ll help you get the treatment you need at an affordable cost.

Our investment in advanced technology and methods assures your satisfaction in the vitality and appearance of your smile. Our financing options can help you attain those goals.

We accept:


  • Cash
  • Check
  • Credit and debit cards (Visa, MasterCard, Discover, and American Express)
  • Authorized payment plans
  • Most insurance plans (we estimate your insurance coverage at the time of treatment – you just pay the rest)

Monthly payment plans through CareCredit:


  • Quick and easy application process (we submit the application)
  • Response usually within 24 hours – sometimes during your visit
  • Financing up to $25,000 with approval
  • No down payment
  • Allows you to begin treatment immediately
Just ask one of our team members for an application!

Springstone patient financing:


  • Zero-interest plans
  • No upfront payment required
  • No pre-payment penalty
  • Finance up to $40,000 if approved
  • Start your treatment now!
Ask a patient coordinator for more information!

Chase Health Advance Financing Options


  • 12-, 18-, and 24-month NO INTEREST plans
  • Optional extended payment plans
  • No down payment required
  • Flexible options to fit your budget
  • No penalties for early re-payment
Our “policy” on dental insurance

Dental insurance is wonderful, but oh, those complicated forms! We have staff trained to help with the paperwork. While not an in-network provider, we are able to work with most insurance PPOs so that you get the most from your insurance benefits. Our in-house insurance expert will evaluate your plan and work to get you maximum reimbursement – just be sure to bring your forms and booklets to our office. This information, along with an original claim form, is necessary to bill your insurance company.

It is important to remember three things about insurance:
  • It is a contract between you and the insurer (not between your doctor and the insurer).
  • An insurance policy is not a guarantee of payment.
  • You are ultimately responsible for your account.

We process the paperwork and make recommendations, but the insurance company decides what they will pay. Some or all of the treatments we recommend for your oral health and smile enhancement may be considered non-covered, not reasonable, or unnecessary under your insurance program.

New patients

We know your time is important – to expedite your treatment, please call our office prior to your first visit to provide your insurance information. We will then be able to bill your insurance provider directly from the most prompt, maximum benefit, and to make any remaining balance within your means.